I thought this article from Keeping Current Matters was
appropriate for my first blog of the year. Happy New Year!

It's the time of year that we look ahead and attempt to give our
best guesses about the market, the industry, and the effects they
may have. So, here are my thoughts about the mortgage world:
Interest Rates Should Be Stable
With a faltering economy nationally and worldwide, including
pessimistic estimates for employment, there is little chance that
the Fed will risk increasing rates which will jeopardize any
recovery....
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